← PayTech Group
PayTech Neo
Intelligence thatacts.
AI-native banking and spend products that convert complex data into timely, personalised decisions.
Visit PayTech Neo website- AI
- Native
- Real-time
- Intelligence
- Modular
- By design
What we bring
Products for the nextoperating model of banking.
01
Neo Engage
Next-best actions and intelligent engagement for SME banking.
02
Subtrac
Subscription and licence intelligence for businesses and banks.
03
Vero
AI-native card and spend management.
04
Lumen Private
Precision engagement for HNW and private banking.
05
Neo Vision
Predictive issuer intelligence for risk, churn and usage.
06
Modular Delivery
White-label components that integrate around existing systems.
The best banking intelligence arrives before the customer has to ask.
Neo products are built around specific, valuable moments. They give banks and businesses the clarity to act earlier, engage more personally and operate more intelligently.

