The breadth to see the whole picture. The depth to deliver.
Built for whatbanking becomesnext.
From boardroom strategy to AI-native products, engineering and delivery—we bring together everything ambitious organisations need to move payments forward.
Group capabilities: Strategy, Technology, AI Products, Talent, Learning, Analytics.
We see the shift.
We shape the move.
We build the advantage.
01The Group
Broad enough to seethe whole business.Deep enough to change it.
One connected group
PayTech Group connects strategy, technology, proprietary products, specialist talent, analytics and industry learning under one roof. From the boardroom to production, we help banks, networks, fintechs and corporates move with precision.
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- Connected group
Who we work with
Across the entirepaymentsecosystem.
We work with payment schemes, banks, processors, fintechs and corporate clients—bringing a connected perspective across every part of the value chain.
- 01Payment schemes
- 02Banks
- 03Processors
- 04Fintechs
- 05Corporate focusPayments are becoming a strategic advantage for corporates.We help corporate clients shape payment strategy, optimise treasury and banking relationships, select the right technology and partners, and turn complex transformation into measurable business value.Explore PayTech Consulting
Selected organisations we have served
Organisations served include CIB Egypt, National Bank of Egypt, Banque Misr, Banque du Caire, National Commercial Bank Libya, Co-operative Bank of Kenya, Absa Africa, CredPal, Emirates NBD, Mashreq, First Abu Dhabi Bank, RAKBANK, Bank Albilad, Standard Bank South Africa, KIB, Bank Sohar, Mastercard, Visa, Diners Club, Axis Bank, Íslandsbanki, Santander, Elavon, U.S. Bank, Bank of Montreal, BNP Paribas, AirPlus, Johnson & Johnson, Rio Tinto, World Bank, DuPont, Al Rajhi Bank, Garanti BBVA, Citi, Lloyds Banking Group, Tieto, Nordea, SEB, Eika, BBVA, ANZ, UniCredit, Raiffeisen Bank, First Gulf Bank, Vietcombank, SABB, Kuwait Finance House, PrivatBank, Intesa Sanpaolo, Sparebanken Norge, Westpac, Google, Barclays, ING, KPMG, Amazon, HSBC, PepsiCo, Commonwealth Bank, NAB, Bendigo Bank, Kiwibank, BNZ, BNI, DBS Bank, EnterCard, ExxonMobil, Gulf International Bank, Handelsbanken, Nedbank, Nets, PNC, Uno-X, Zagrebačka banka, KeyBank, Truist, Statoil.
Designed for convergence
Human expertise.Machine intelligence.One direction.
The next era of payments will not be shaped by technology alone. It will be built where strategy, data, engineering and human judgement meet.
A word from the founder
“For more than 25 years, we have worked at the point where banking, payments and technology meet. What has changed is the speed. Our purpose has not: to help ambitious organisations understand what comes next—and build it.”
Nicki Bisgaard
Founder & Group Chairman
02Our companies
Specialists by design.Stronger together.
- 01Advisory + TransformationPayTechConsultingCommercial payments strategy and execution for the world's leading banks and payment networks.Discover Consulting
- 02AI-native productsPayTechNeoIntelligent products that turn financial data into timely, personalised action.Discover Neo
- 03Engineering + ExperiencePayTechStudioModern interfaces, agentic AI and digital products — without replacing the core.Discover Studio
- 04Talent + DeliveryPayTechNexusSpecialist payments people, intelligently matched and ready to deliver.Discover Nexus
- 05Learning + CapabilityPayTechAcademyThe global destination for practical, expert-led payments learning.Discover Academy
- 06Data + OpportunityPayTechCommercialPowerful analytics that reveal cardable spend and commercial opportunity.Discover Commercial
03One group. Every angle.
From insightto impact.
One connected delivery model. Three decisive moves. Everything required to take an opportunity from first signal to lasting advantage.
01Discover
See clearly
Strategy, diagnostics and analytics reveal where value is hiding—and where to move first.
Clarity · Priority · Direction
02Create
Build boldly
AI products and engineering turn opportunity into technology that works in the real world.
Product · Experience · Engineering
03Accelerate
Scale confidently
Specialist talent and learning embed capability, accelerate adoption and make progress last.
People · Capability · Momentum
04Global by nature
Global reach.Local intelligence.
Our teams and experts operate across Europe, North America, the Middle East, Africa and Asia-Pacific — connecting international experience with the realities of every market.
- Oslo, Norway · London, UK · Edinburgh, UK
- Fujairah/Dubai, United Arab Emirates · Manama, Bahrain
- Nairobi, Kenya · Pune, India · Cape Town, South Africa · Singapore