The payments industry, reimagined
Built for whatbanking &paymentsbecome next.
One group. Deep payments expertise. AI-native products. World-class engineering. The people to make transformation happen.
Global payments
intelligence
9 Hubs
Europe · Middle East · Africa · Asia
Group capabilities: Strategy, Technology, AI Products, Talent, Learning, Analytics.
01The Group
- Network
- Global
- Mode
- Build
- Status
- Active
We don't just predictthe future of payments.We build it with you.
One connected group
PayTech Group brings strategy, technology, proprietary products, specialist talent and industry learning together under one roof. From the boardroom to production, we help banks, networks, fintechs and corporates move with precision.
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- Connected group
Who we work with
Across the entirepaymentsecosystem.
We work with payment schemes, banks, processors, fintechs and corporate clients—bringing a connected perspective across every part of the value chain.
05Corporate focus
Payments arebecoming a strategicadvantage forcorporates.
We help corporate clients shape payment strategy, optimise treasury and banking relationships, select the right technology and partners, and turn complex transformation into measurable business value.
Selected organisations we have served
Organisations served include Mastercard, Visa, Diners Club, Nordea, SEB, Barclays, Raiffeisen, AirPlus, Tieto, Westpac, Citi, BBVA, Intesa Sanpaolo, Sparebanken Norge, Lloyds Banking Group, ANZ, NAB, Bendigo Bank, Kiwibank, Standard Bank, Truist, KeyBank, Uno-X, World Bank.

Designed for convergence
Human expertise.Machine intelligence.One direction.
The next era of payments will not be shaped by technology alone. It will be built where strategy, data, engineering and human judgement meet.

A word from the founder
“For more than 25 years, we have worked at the point where banking, payments and technology meet. What has changed is the speed. Our purpose has not: to help ambitious organisations understand what comes next—and build it.”
Nicki Bisgaard
Founder & Group Chairman
02Our companies
Specialists by design.Stronger together.
- 01Advisory + TransformationPayTechConsultingCommercial payments strategy and execution for the world's leading banks and payment networks.Discover Consulting
- 02AI-native productsPayTechNeoIntelligent products that turn financial data into timely, personalised action.Discover Neo
- 03Engineering + ExperiencePayTechStudioModern interfaces, agentic AI and digital products — without replacing the core.Discover Studio
- 04Talent + DeliveryPayTechNexusSpecialist payments people, intelligently matched and ready to deliver.Discover Nexus
- 05Learning + CapabilityPayTechAcademyThe global destination for practical, expert-led payments learning.Discover Academy
- 06Data + OpportunityPayTechCommercialPowerful analytics that reveal cardable spend and commercial opportunity.Discover Commercial
03One group. Every angle.
From insightto impact.
01
See clearly
Strategy, diagnostics and analytics reveal where value is hiding.
02
Build boldly
AI products and engineering turn opportunity into working technology.
03
Scale confidently
Specialist talent and learning create capability that lasts.

04Global by nature
Global reach.Local intelligence.
Our teams and experts operate across Europe, the Middle East, Africa and Asia-Pacific — connecting international experience with the realities of every market.
- Oslo, Norway · London, UK · Edinburgh, UK
- Fujairah/Dubai, United Arab Emirates · Manama, Bahrain
- Nairobi, Kenya · Pune, India · Cape Town, South Africa · Singapore


Raiffeisen
AirPlus
Citi
NAB
Bendigo Bank
Standard Bank
KeyBank
Uno-X